Worldwide Mortgage Calculator
Calculate mortgages across 180+ countries with correct currencies, amortization, extra payments, and exportable reports.
Loan & Property Inputs
Select country, then enter home price, down payment, term, and rate.
Loads local currency
Symbol or ISO code
% of price
years
months
%
Taxes, Insurance & Fees
Include property tax, homeowners insurance, mortgage insurance, and HOA.
% / yr
% / yr
year
Closing Costs & One-Time Fees
Used for cash-to-close: origination, appraisal, legal, title, recording, prepaids.
%
%
%
Extra Payments & Scenario
Model extra payments and label scenarios.
year
month
Live recalculation when pressing “Calculate”.
Results & Reports
View monthly payment, total costs, payoff time, and export the amortization schedule.
Monthly Mortgage Payment (All-in)
–
Principal + interest + taxes + insurance + fees
Principal & Interest Only
–
Base loan payment without taxes/insurance/HOA
Total Loan Cost
–
Principal + total interest + PMI + fees
Total Interest Paid
–
Estimated payoff time
Total Taxes & Insurance
–
Property tax + homeowners insurance
Cash Required at Closing
–
Down payment + closing costs + prepaid items
| # | Date | Payment | Principal | Interest | Taxes/Ins/HOA | PMI/LMI | Balance |
|---|
This calculator uses standard amortization formulas with frequency adjustments for weekly and bi‑weekly payments, estimates monthly shares of annual taxes/insurance, and adds PMI when down payment is below 20% unless you override the values.
- Change country to switch currency symbol or ISO code.
- Use extra payments to see payoff date move earlier.
- Export amortization as PDF, CSV, or Excel for sharing.
